Author

admin

Browsing

President Donald Trump has promised to deport “The Wowl of the Wildest”. He often talks about public appearances about countless “dangerous criminals” – among them killers, rapists and children’s predators – from all over the world, he says he has entered the United States under the US administration illegally. He promises to expel millions of migrants in the largest deportation program in American history to protect citizens who obey the law from the violent threats he says he poses.

But government data on continuing detainees tell a different story.

There has been an increase in arrests from immigration and the application of customs since Trump began his second term, with reports of raids across the country. Yet the greater part of the people detained by ice have no penalty. Of those who do so, relatively few have been convicted of high-level crimes, contrast with the freezing nightmare that Trump describes to support his border security program.

“There is a deep interruption between rhetoric and reality,” says Ahilane Arulanantam, Director of the Faculty of Law and Policy of Immigration Law and Policy of the Faculty of Law. “This administration, as well as in the previous Trump administration, they constantly claim that they continue after the worse of the worst and just talk about the implementation of immigration, as if everything is connected after violence, dangerous people with extensive criminal history. And yet predominantly, these are people who are not sentenced to any senior history.

Look at the numbers

The latest ice statistics show that since June 29 there were 57,861 people detained by ice, 41 495 – 71.7% – of whom there were no penal sentences. This includes 14 318 people with pending criminal charges and 27,177 who are the subject of immigration, but do not have some criminal sentences or pending criminal charges.

Each detainee is assigned a level of threat of ice on a scale of 1 to 3, with the highest unit. Those without criminal record are classified as “no level of ice threat”. As of June 23, the last data available, 84% of people detained in 201 facilities across the country have not received a level of threat. Another 7% are rated as a threat of level 1, 4% are level 2 and 5% are level 3.

“President Trump has partly justified this immigration program by making false allegations that migrants lead to violence in the United States, and this is simply not true,” said Lauren-Bruck Eisen, senior director of the Brennan Justice Center. “There is no research and evidence that support his allegations.”

Trisha McClaplin, Assistant Secretary at the Ministry of Homeland Security, called the assessment that ICE is not aimed at immigrants with a criminal record “False” and said that DHS secretary Christie Nom has directed Ice to “focus on She counted the detainees with convictions, as well as those with those who are charged as “criminal illegal aliens.”

Non -public data obtained from the Cato Institute show that as of June 14, 65% of over 204,000 people have been processed in the ice system since the beginning of the fiscal year 2025, which begins on October 1, 2024, have no criminal sentences. Of those with convictions, only 6.9% committed violence, while 53% committed non -violent crimes, which fell into three major categories – immigration, traffic or deputy crime.

The total ice arrests fired in late May after the deputy head of the White House Staff Stephen Miller gives the agency a quota quota of 3000 arrests per day, compared to 650 a day in the first five months of Trump’s second term. Ice arrested nearly 30% more people in May than in April, according to Clearing House Transactional Records, or TRAC. This number has grown again in June, by another 28%.

The CATO Institute found that between February 8 and May 17, the daily average of the “non -criminal” processed in the system varied from 421 to 454. In the next two weeks, at the end of May, this issue increased to 678 and then increased to 927 in the period from 1 to 14 June.

“What you see is this huge increase in people’s retention funding, eliminating people, applying immigration laws,” Eisen said. “And what we see is that many of these people came back to see the original question you asked, these are not people who are dangerous.”

Administration says the focus is on dangerous criminals

Abigail Jackson, a White House spokesman, said the administration was intensively focused on eradicating insoluble criminals who are illegally in the country.

“This week alone, the administration conducted a successful operation, rescuing children from the operation of labor at a marijuana facility in California and continued to arrest the worse of the worst -including killers, pedophiles, gang members and rapeers,” she wrote in an email. “Any assumption that the administration is not focused on these dangerous criminals is wrong.”

While most of the detainees have not been convicted of criminals, there are detainees who have committed serious crimes. On Friday, the administration released information about five high -level offenders who were arrested.

During his campaign, Trump pointed out several cases where immigrants in the country were illegally arrested for horrific crimes. Among them: the murder of 22-year-old Lake Riley, a nursing student in Georgia, who was killed last year by an illegal man in the United States. Jose Ibara was found guilty of murder and other crimes in the murder of Riley 2024 and sentenced him to life imprisonment without the possibility of conditional release. Ibara is looking for a new process.

Trump signed the Law on Lake Riley in January, which requires the detention of unauthorized immigrants accused of theft and violence crimes.

Immigrants do not lead to violence in the United States, finding studies

However, studies have consistently found that immigrants do not lead to violence in the United States and that they actually commit fewer crimes than born Americans. A working document from 2023 from the National Bureau of Economic Research, for example, reports that immigrants have had a lower deprivation rates of those born in the United States for 150 years, in fact the percentages have declined since 1960 -according to the document, immigrants are 60% less likely to be enlisted.

Experts say the false rhetoric coming out of the Trump administration causes real harm.

“This causes people in immigrant communities to feel directed and marginalized,” said Arulanantam. “He creates more political and social space for hatred in all its forms, including hate crimes against immigrant communities.”

Eisen noted that the impact extends to other communities.

“All Americans must want safe and thriving communities, and the idea that the United States President makes misleading statements about the truth and the distortion of reality is not the way to ensure public safety,” she said.

___

Find AP fact checks here: https://apnews.com/apfactcheck.

Two women were killed in a shooting on Sunday at Richmond Road’s Baptist Church in Lexington, Kentucky after a man shot a state soldier near the city airport, officials said. Two men were also injured in church firing.

The shooting near the airport with blue grass unfolded around 11:35 pm ET after the soldier was pulled over a Terminal Drive vehicle after receiving a signal to read registration plates.

The military was shot dead before the suspect escapes from the scene and abandoning a vehicle ending in the Baptist Church of Richmond Road about 15 miles, said Lexington Police Chief Lawrence Waters during a press conference on Sunday.

The preliminary information suggests that the suspect may have had a connection with the people in the church, Weathers said without being developed. Then the suspected “dismissed his weapons by church property,” he said.

Three responded officers shot a suspect who was declared dead at the scene.

The shooter was identified, but the police did not release his name. The shooter’s family has not been notified, employees said.

The victims who were killed were identified as Christina Combs at 34, and Beverly Gum, 72. The Faith County Coroner earlier defined the combs as 32.

Men who were injured in the shooting were transported to the hospital, Weathers said. One person is in critical condition and the other is stable, he added. The wounded soldier is also in stable condition.

The first shooting is not related to the airport, police said, although the employees there said it had influenced some of the Terminal Drive. “Our team is in place, directing passengers to open a parking lot. All flights and operations are already as usual,” said officers at X Airport.

“A very tightly woven group”

The church is described as a small and its councils are largely interconnected, coroner Faeta Gary Jin said during a press conference.

“This is a very tightly woven group of people in the Baptist Church in Richmond,” Jin said, adding that he was able to inform family members of death immediately.

The church is located in a rural area of Lexington, called the Old Richmond Road corridor. He is not far from a horse riding school and an alpaca breeder.

Her website describes it as “independent, remarkable, sovereign grace, missionary Baptist Church of the New Testament.” More than 800 of the pastor’s sermons are available on the church website.

A sermon in the church was live on Facebook during the shooting. Church pastor Jerry Gum had mentioned the death about 10 times in the sermon.

Officials thank the law enforcement authorities, offer prayers for the victims

In a statement, the Kentucky Government Andy Bear asked residents to thank the authorities for their response to the incidents.

“Please pray for everyone affected by these meaningless acts of violence, and let us thank for the quick response from the Lexington Police Department and the Kentucky State Police,” he said in an X.

Other employees on Sunday offered their prayers to the victims.

“Praying for the state soldier in Kentucky, wounded today and all parishioners injured in the Baptist Church of Richmond Road,” said Rep. X. Andy Bar of X. “I am watching this situation very carefully and I am grateful for the state police and the first responders involved in the answer.”

“Today, violence invaded the House of the Lord. The attack on the law enforcement and the people of faith in Lexington shocked the whole community,” Kentucky General Russell Coleman said in a statement.

In his own statement about X, Kentucky Rand Paul Senator said he was “sad to hear about tragic shootings.”

“We are grateful for the brave first responding. Violence like this has no place in Kentucky,” the senator said.

This story has been updated with additional information.

Sarah Dubery and Susanna CNN’s cook have contributed to this report.

For more CNN news and newsletters, create an account at CNN.com

By Aditi Calra, Alison Lamp and Abhigit Ganapavar

New Delhi (Reuters) -The pre -triggering reports confusion in the cockpit shortly before the Air India plane crashed and killed 260 people last month after the airplane fuel switches turned almost simultaneously and hungry fuel engines.

The Boeing 787 Dreamliner, bound to London by the Indian city of Ahmedabad, began to lose thrust and sink shortly after the departure, according to the report on the most deadly aviation incident in the world after a decade, published on Saturday by Indian investigative accidents.

The report of the Indian Audit Office (AAIB) on the June 12 crash raises new questions regarding the position of critical engine fuel switches.

Almost as soon as the plane rose from the ground, a closed -circuit television footage showed a reserve source of energy called Ram Air Turbine, it unfolded, showing a loss of power from the engines.

In the last moments of the flight, one pilot is heard on the voice recorder of the cockpit asking the other why he cuts the fuel. “The other pilot replied that he had not done it,” the report said.

He does not identify which remarks were made by the captain of the flight and which of the first officer, nor which pilot handed over “Maide, Maide, Maid”, just before the crash.

The Air India aircraft commander was the 56 -year Sumeet Sabharwal, who had a total flying experience of 15 638 hours and, according to the Indian government, was also an instructor of Air India. His pilot was 32-year-old Clive Kunder, who had 3.403 hours of general experience.

The fuel switches almost simultaneously transferred from running to interruption immediately after departure. The preliminary report did not say how the switches could turn to the interruption position during the flight.

“We take care of the well -being and well -being of the pilots, so let’s not jump to any conclusions at this stage, let’s wait for the final report,” Civil Aviation Minister Ram Mohan Nadio told local news channels.

The crash is a challenge for Tata Group’s ambitious campaign to restore Air India reputation and upgrade its fleet after taking the government’s carrier in 2022.

Air India acknowledged the report in a statement. The carrier said he cooperated with the Indian authorities, but declined to comment.

Fuel switches

Experts said the pilot would not be able to accidentally move fuel switches.

“If they were moved because of a pilot, why?” The US aviation safety expert Anthony Brickhouse asked.

The switches turned a second apart, the report said, approximately the time it took to displace one, and then the other, according to US Aviation expert John Nans. He added that the pilot would usually never turn off the switches on the flight, especially when the aircraft starts to climb.

Converting to interruption almost immediately cuts off the engines. It is most commonly used to turn off the engines after an airplane has arrived at its airport gate and in certain emergencies, such as an engine fire. The report does not indicate that there was an emergency that requiring engine interruption.

At the site of the crash, both fuel switches were found in the running position and there were indications of both engines, which were disputed before the collapse at low altitude, it is said that the report, which was published around 1:30 am on Saturday (2000 GMT on Friday).

Asked about the report, the father of the first officer Kunder told reporters, “I’m not from the airline”, refusing to comment on a further prayer meeting, held in the memory of the airline’s crew on Saturday in Mumbai, where emotional scenes took place among sorrows.

The US National Transport Safety Council thanked Indian employees for their cooperation in a statement and noted that the report did not recommend actions aimed at Boeing 787 Jets or GE engines.

The US Aviation Administration has said its priority is to follow the facts where they lead and it is committed to immediately cope with all the risks identified throughout the process.

Boeing said she continues to support the investigation and her customer, Air India. GE AEROSPACE did not immediately respond to a request for comment.

Crash probe

Aaib, an office under the Ministry of Civil Aviation in India, was conducting a study in the crash that killed all but one of 242 people on board and 19 on the spot.

Most air crashes are caused by many factors, with a preliminary report due to 30 days after the accident, according to the international rules and a final report expected within one year.

The black boxes of the aircraft, combined voice recorders on the cockpit and flight recorders were restored in the days after the crash and later withdrawn in India.

The report states that “all applicable airworthiness directives and warning newsletters have been respected (with) on the aircraft as well as engines.”

Ahmedabad’s closed-round airport showed earlier that Air India’s aircraft rose to a height of 650 feet after it took off, but then suddenly lost height by crashing into a fiery ball in a nearby building.

The investigation report states that when Dreamliner lost height, he initially made contact with several trees and a burning chimney before struck in the building.

Air India is confronted with additional controls on other fronts after the crash.

The European Union Aviation Safety Agency said it plans to investigate its budget airline last week, Air India Express after Reuters announced that the carrier did not follow an Airbus A320 engine displacement and falsify entries to display.

India is engaged in a boom in aviation to support wider development targets, with New Delhi saying that it wants India to be a global aviation center to create work on Dubai lines.

(Reporting Hristam Mukerji and Gurcimran Cowor in Bengaluru and Adita Calra and Abhigit Ganapavaram in New Delhi and Alison Lumpert in Montreal, David Shepardon in Washington, Rajes Kumar Singhr in Chicago;

Today’s mortgage interest rates are quite stagnant. According to Zillow, the 30-year fixed mortgage rate has not changed since yesterday by sitting on 6.63%S The 15-year fixed rate is over seven basic points to 5.89%S

When the mortgage rates are flat, it may be an appropriate time to lock the interest with a mortgage lender – but choose one with the option to buy rates. This way you lock yourself now so that you do not risk it at a higher percentage in a few weeks. But if the lender has a purchase program, you can re -make your interest rate if the market rates decrease before you buy the house.

Read more: Looking for a lender with a tariff buying program? See Pennymac Mortgage Review on Yahoo Finance or View TD Bank mortgageS

Here are current mortgage rates, according to the latest Zillow data:

  • 30 years of fixed: 6.63%

  • 20 years of fixed: 6.22%

  • 15 years of fixed: 5.89%

  • 5/1 hand: 7.57%

  • 7/1 hand: 7.21%

  • 30-year-old VA: 6.20%

  • 15-year-old VA: 5.57%

  • 5/1 VA: 6.51%

Remember that these are national average and are rounded to the closest hundred.

Learn more: 8 strategies for obtaining the most native mortgage rates

These are today’s mortgage refinancing tariffs, according to the latest Zillow data:

  • 30 years of fixed: 6.68%

  • 20 years of fixed: 6.30%

  • 15 years of fixed: 6.06%

  • 5/1 hand: 7.59%

  • 7/1 hand: 7.12%

  • 30-year-old VA: 6.33%

  • 15-year-old VA: 6.06%

  • 5/1 VA: 6.41%

Again, the numbers provided are national average values, rounded to the closest hundred. The degree of mortgage refinancing is often higher than the percentages when you buy a house, although this is not always the case.

Use the mortgage calculator below to see how today’s interest rates would affect your monthly mortgage payments.

For a more deep diving, you can use the free Yahoo mortgage calculator to see how homeowners and ownership taxes are in your monthly payment estimate. You even have the opportunity to enter costs for private mortgage insurance (PMI) and an association of homeowners, if these are applied to you. These details lead to a more accurate monthly payment assessment than if you just calculated the principal and interest of your mortgage.

There are two main advantages of the 30-year fixed mortgage: your payments are lower and your monthly payments are predictable.

A 30-year-old fixed mortgage mortgage has relatively low monthly payments because you distribute your payment for a longer period of time than, say, a 15-year-old mortgage. Your payments are predictable because, unlike the mortgage with an adjustable interest rate (ARM), your percentage will not change from year to year. For most years, the only things that can influence your monthly payment are any changes to housing owners or ownership owners.

The main disadvantage of 30-year fixed mortgage rates is the mortgage interest rate-as well as in the long term.

A 30-year fixed period comes with a higher percentage of the shorter fixed term and is higher than the intro percentage to 30-year-old frame. The higher your percentage, the higher your monthly payment. You will also pay a lot more interest in your loan life because of the higher rate and a longer period.

The pros and cons of 15-year-old fixed mortgage rates are exchanged by 30-year rates. Yes, your monthly payments will still be predictable, but another advantage is that the shorter conditions come with lower interest rates. Not to mention, you will pay your mortgage 15 years earlier. So you will save potentially hundreds of thousands of dollars interest in the course of your loan.

However, as you pay the same amount for half the time, your monthly payments will be higher than if you choose a 30-year period.

You deeper: 15-year-old against a 30-year-old mortgage

Adjustable rate mortgages lock your percentage for a predetermined period of time, and then change it periodically. For example, with 5/1 shoulder, your rate remains the same for the first five years and then increases or decreases once a year for the remaining 25 years.

The main advantage is that the input rate is usually lower than the one you will receive with a 30-year fixed rate, so your monthly payments will be lower. (However, current average tariffs do not necessarily reflect this – in some cases the fixed interest rates are actually lower. Talk to your creditor before deciding between a fixed or adjustable rate.)

You have no idea what the mortgage rates will be after the period has ended, so you run the risk of increasing later. This can ultimately do more, and your monthly payments are unpredictable from year to year.

But if you are planning to move before the end of the intro, you can reap the benefits of the low rate without risking an increase in speed down the road.

Learn more: Adjustable frequency to a fixed -interest mortgage

First of all, now is a relatively good time to buy a house compared to a few years ago. Housing prices were not scattered as they were during the height of the Covid-19 pandemic. So if you want or have to buy a house soon, you have to feel pretty good for the current home market.

However, mortgage percentages remain relatively high due to political and economic climate. Experts do not believe that the percentages will fall in 2025, so you may not want to base your decision whether to buy interest rates strictly. Recent news that home prices are slowing down, with predictions that housing values can actually be facilitated this year can be part of your decision to buy a home.

The best time to buy is usually always when it makes sense for your stage of life. Trying to time in the real estate market can be as useless as the time of the stock exchange – buy when this is the right time for you.

Read more: Which is more important, the price of your home or mortgage?

According to Zillow, the average for the mortgage of the average 30-year-old mortgage is 6.63% at the moment. But keep in mind that mortgage rates vary depending on the state and even the postal codes. For example, if you buy in a high -life city, prices can be higher.

In general, mortgage rates are expected to decrease slightly in 2025. Prices can increase or decrease from day to day, but there should be no huge change in the near future.

No, the mortgage rates have been quite stable in the last week. Today’s 30-year fixed mortgage rate has not moved at all.

In many ways, ensuring a low mortgage refinancing rate is similar to when you bought your home. Try to improve your credit rating and reduce your debt to income (DTI) ratio. The refinancing will also land you a lower rate within a last time, although your monthly mortgage payments will be higher.

“The Border Tsar,” Tom Homan of President Donald Trump, is increasingly becoming the efforts for the mass deportation of the White House, as the one -time chief ice is transferred to a more clear political role.

This politicization was full on Saturday night when Homan expressed a speech at the Turning Point USA conference, Trump’s conservative youth group, run by Charlie Kirk, a close ally of President Don Jr.’s son.

Homan Gruff’s characteristic person was completely displayed as Hecler collided with him shortly after he started talking.

“Do you want? Come take some,” Homan said to the Man. “I’m tired of it … Tom Homan doesn’t go anywhere. Tom Homan doesn’t close.

“This man would not know what it was like to serve this nation. This man has no balls to be an ice officer. He has no balls to be an agent of the border patrol,” Homan continued as the crowd cheered him.

Tom Homan takes on a public role as a White House cheerleader (CNN)

Tom Homan takes on a public role as a White House cheerleader (CNN)

As Hecler was accompanying, Homan cracked: “This man lives in his mother’s basement. The only thing that surprised me is … no purple hair and a nose ring.

“Get out of here, you lose.”

Hours later, Homan was the first line of defense of the administration of the Sunday interview administration, where he participated in the damage control in an attempt to return at first glance an apparent but scary recognition: that ICE and other immigration agents were racially profiling people while making large-scale raids in the country.

Earlier, Homan had told Fox News on Friday that ICE agents “do not need probable reason to go to someone, to hold them briefly and question them … based on their physical appearance.”

Without an explanation of what he has in mind by “physical form”, everything, but did not confirm that Homan directs agents to “retain briefly” (or more) people who consider Spanish or Latin American origin. The description corresponds to the case of a textbook of racial profiling.

Speaking on Sunday with Dana Bash on CNN UnionHoman made a face.

“Let me be clear, the physical description cannot be the only factor to give you a reasonable suspicion,” he told CNN.

“Physical description may not be the only reason to retain and question someone. This may not be the only reason for raising reasonable suspicion. This is countless factors.”

He also stressed that “every icy officer goes through the training of the fourth amendment every six months,” citing training designed to lead federal law enforcement officers when it comes to deciding whether to stop “stopping”. But Homan also admitted that Ice did what he called “secured arrests” to American citizens in “many” cases.

The verbal slip of Homan comes when the White House-City official officially title, “King,” dates from an informal term used by presidents dating back to FDR as a clear Trump favorite to protect his mass deportation program in media chains.

This honor puts Homan, at least temporarily, on the spot once occupied by White House adviser Stephen Miller and Christy Nov, who, as the head of the Ministry of Homeland Security, faced questions about the administration’s plans to tingle FEMA, the National Agency for Disaster.

He also comes to a convenient moment for the president, who is watching a great deal of fall between the best members of the team of his ministry of justice because of the political consequences of the continuing secret of Jeffrey Epstein and the powerful figures to which the financier of the billionaire of the pedophile is linked before his death in 2019.

For the “king”, this means defending the most out -of -the -directed aspects of the President’s policies. It is obviously easy to ask for Homan who supports the use of family separation as a deterrent for illegal border crossings even during the Obama administration when he was an executive associate director of ICE for execution and removal operations.

In an interview on Thursday with Politico, Homan played defense on a new aspect of politics: raids on farms that (especially in the West) is a sector of the American economy, which relies to a large extent on seasonal workers, many of whom are without documents.

Homan told Politico that the administration would not provide “amnesty” for unrivaled agricultural workers caught in ice raids to farm communities.

“No one hires an illegal alien from the goodness of his heart,” Homan told the newsletter. “They hire them because they can work more more, to pay them less, and to undercut their competition with US citizens’ employees.

He insisted: “Many, many illegal aliens do not pay taxes. They are paid under the table. Employers do not pay taxes to employees, they do not pay unemployment insurance. So they cheat on the system.”

Despite Homan’s claim, undocumented immigrants make up a considerable part of US federal and state tax bases.

According to the Institute of Economic and Tax Policy, in 40 countries undocumented immigrants make up a larger share of the tax base than the largest 1 percent of households.

Sao Paulo (AP) – President Donald Trump’s threat to increase import taxes by 50% of Brazilian goods can increase the cost of breakfast in the United States. Coffee and orange juice prices – two brackets from the American morning diet – can be strongly influenced if there is no agreement until August 1.

Brazilian beef and regional airlines are also among the products that can be affected by Trump’s decision announced on Wednesday, to which Brazil President Louis Inasio Lula Silva promised to answer on Thursday.

This time of Trump this time is frankly political, focused on the Brazilian Supreme Court process against former President Jeir Bolsonaro, his ally, who was accused of his alleged role in an attempt to cancel the 2022 election. To hike from taxes on Brazil’s imports.

The US Census Bureau said the country had $ 6.8 billion in trade surplus with Brazil last year.

Brazilian exporters, bodies that represent them, and politicians – many of whom are friendly to Bolsonaro – have poured criticism of Trump and called on Lula to negotiate, with coffee, beef and orange juice associations, which are collected in the nation’s defense.

“These new tariffs cause direct effects and hit the agribusiness of Brazil, affecting the currency course, as the price of imported raw materials and the competitiveness of Brazilian exports,” Brazil’s statement said on Thursday.

Spoiled breakfast

Lula said in interviews after Trump’s moving that the United States had a trade surplus with the South American nation of over $ 410 billion in the last 15 years, with orange juice and coffee among the few goods made in Brazil that US consumers receive in a huge number.

The habit of Americans for coffee depends almost exclusively on imports. Official data from the US government show that Brazil, the best coffee maker in the world, supplies about 30% of the US market, followed by Colombia by approximately 20% and Vietnam at about 10%. Global actions are already low due to climate -related pressure, which have recently stressed coffee prices.

Marcos Matos, CEOFE CEO, a Coffee Exportsman Council in Brazil, said the initial 10%tariff imposed by Trump in April is not as catastrophic as some of Brazil’s competitors face even higher percentages. Vietnam, for example, started with a 46% tariff, now reduced to 20%. He sees the proposed increase to 50% as a serious escalation.

“This will harm us, coffee exporters in terms of jobs, income and expenses. And this will hurt the US industry and the end consumer, who will eventually pay more,” Matos told the Associated Press. He added that the Minister of Agriculture Carlos Favaro told him on Thursday that he was looking for alternatives for exporters of coffee while negotiating with the United States

Psychology is the scientific study of the human mind and behavior — a field that continues to fascinate students around the globe. Whether you’re passionate about mental health, intrigued by cognitive science, or eager to pursue a career in counseling, a degree in psychology can open doors across many sectors. And thanks to the digital revolution, you no longer need to pack your bags or relocate to earn this respected credential. Online psychology degrees are more accessible than ever — and international students are taking full advantage.

Did You Know? The American Psychological Association (APA) estimates that psychology is one of the most popular undergraduate majors in the U.S., with increasing demand for mental health professionals globally.

Why Study Psychology Online?

Let’s face it — attending college abroad can be pricey, logistically tricky, and stressful. Online programs eliminate the barriers of geography and often come with more affordable tuition rates. Plus, they allow you to study at your own pace, from anywhere in the world — whether you’re in Nairobi, New Delhi, or New York.

Benefits for International Students:

  • Flexibility: Study while working or managing family responsibilities.
  • Affordability: Online tuition is often cheaper than on-campus rates.
  • Access to U.S. Faculty: Learn from experts without crossing borders.
  • Global Recognition: Degrees from accredited U.S. institutions are respected worldwide.
  • Career Readiness: Get prepared for graduate school, counseling jobs, or international NGOs.

What Makes a Great Online Psychology Program?

Not all online degrees are cut from the same cloth. When choosing a psychology program, international students should look for key indicators of quality, such as:

  • Regional Accreditation: Ensures your degree is legitimate and widely accepted.
  • Faculty Credentials: Professors should have experience in clinical psychology, research, or counseling.
  • Comprehensive Curriculum: Should cover topics like abnormal psychology, research methods, statistics, and development.
  • Student Support: Look for programs offering academic advising, writing help, and career coaching for online learners.
  • Technology Access: A user-friendly learning management system (LMS) is crucial for international connectivity.
Pro Tip: Always verify if the program accepts international applicants and whether TOEFL or IELTS scores are required.

Top Accredited Online Colleges for Psychology (U.S.-Based)

Here’s our curated list of the best online psychology degree programs in the United States — chosen for their academic excellence, accessibility to international students, and flexible delivery formats.

1. Arizona State University (ASU) – Online

  • Degree: Bachelor of Arts in Psychology
  • Accreditation: Higher Learning Commission (HLC)
  • Highlights: Over 7 start dates annually, 100% online, excellent global support services.
  • Tuition: ~$561 per credit hour

2. University of Florida (UF) – Online

  • Degree: Bachelor of Arts in Psychology
  • Accreditation: Southern Association of Colleges and Schools Commission on Colleges (SACSCOC)
  • Highlights: Highly ranked public university, offers electives in behavior analysis and counseling.
  • Tuition: ~$129 per credit hour (in-state); slightly higher for out-of-state

3. Oregon State University (OSU) – Ecampus

  • Degree: Bachelor of Science or Arts in Psychology
  • Accreditation: Northwest Commission on Colleges and Universities (NWCCU)
  • Highlights: Extensive support for distance learners, 24/7 tutoring, and research-oriented approach.
  • Tuition: ~$350 per credit hour

4. Southern New Hampshire University (SNHU)

  • Degree: Bachelor of Arts in Psychology with concentrations (Forensic Psychology, Mental Health, etc.)
  • Accreditation: New England Commission of Higher Education (NECHE)
  • Highlights: Generous credit transfer policy, affordable pricing, designed with working adults in mind.
  • Tuition: ~$330 per credit hour

5. Liberty University – Online

  • Degree: Bachelor of Science in Psychology (General, Addiction & Recovery, Christian Counseling, etc.)
  • Accreditation: Southern Association of Colleges and Schools Commission on Colleges (SACSCOC)
  • Highlights: 8-week course format, asynchronous classes, faith-based perspective.
  • Tuition: ~$390 per credit hour

What You’ll Learn in an Online Psychology Program

online psychology degree

Online psychology degrees mirror traditional campus programs. Expect a mix of theory, practical applications, and critical thinking challenges — all aimed at helping you understand the human psyche inside and out.

Core Topics Usually Include:

  • General Psychology
  • Developmental Psychology
  • Abnormal Psychology
  • Statistics & Research Methods
  • Social Psychology
  • Biopsychology
  • Ethics in Psychology
Fun Fact: Some programs even include virtual lab simulations, online research projects, and capstone experiences.

Career Paths with a Psychology Degree

A psychology degree is one of the most versatile academic credentials. Whether you pursue graduate school or jump straight into the workforce, the options are plentiful.

Possible Careers After Graduation:

  • Human Resources Specialist
  • Behavioral Health Assistant
  • Market Research Analyst
  • Case Manager
  • Substance Abuse Counselor (with additional certification)
  • School Guidance Assistant
  • Nonprofit Program Coordinator

To become a licensed psychologist or clinical counselor, further graduate-level study (Master’s or Ph.D.) is typically required.

Admission Requirements for International Students

While each school sets its own rules, here are the usual hoops international applicants must jump through:

  • High school diploma (equivalent to U.S. standards)
  • English proficiency scores (TOEFL/IELTS/Duolingo)
  • Transcripts translated to English
  • Application form and fee
  • Statement of purpose or personal essay
  • Letters of recommendation (some schools)
Hot Tip: Some U.S. online colleges offer virtual student visa counseling or global enrollment specialists to assist you through the process.

How Much Does an Online Psychology Degree Cost?

Tuition can vary widely. On average, expect to pay:

  • Low Range: $9,000–$15,000 for full degree
  • Mid Range: $20,000–$30,000 total
  • High-End: $40,000+ (at elite or private institutions)

Many schools offer:

  • Scholarships for international students
  • Payment plans
  • Credit transfers to cut costs

How to Apply: Step-by-Step for International Students

1. Research Programs

Make sure the program is regionally accredited and accepts international students.

2. Gather Documents

Get transcripts translated and prepare your language test scores.

3. Complete the Application

Fill out the online form, pay the fee, and upload all necessary paperwork.

4. Apply for Scholarships (Optional)

Look for merit-based or need-based aid through the school or external providers.

5. Wait for Admission Decision

Check email regularly. Some schools respond in 2–4 weeks.

6. Begin Orientation

Complete virtual orientation and meet your academic advisor online.

Final Thoughts: Psychology Without Borders

If you’re intrigued by the mind and passionate about making a difference, a psychology degree is a smart investment. Thanks to technology, you don’t need to leave your home country to get a quality education from the U.S. — all you need is Wi-Fi and willpower.

Whether you’re aiming to work in mental health, business, education, or social services, online psychology programs provide a flexible, affordable, and globally respected pathway to success.

So go ahead — explore the human mind, one online course at a time.

Let’s not sugarcoat it — higher education, especially in the United States or Europe, can cost a pretty penny. For international students, the dream of studying abroad often collides head-on with staggering tuition fees, housing expenses, and visa costs. But what if we told you there’s a way to study at a world-class institution without spending a single dollar on tuition — or even room and board? Enter the holy grail of academic aid: the full ride scholarship.

Fast Fact: Fewer than 1% of international applicants receive full ride scholarships each year — but with the right planning and strategy, it’s a dream well within reach.

 What Is a Full Ride Scholarship?

A full ride scholarship is the crème de la crème of financial aid. It covers virtually all expenses associated with college or university, including:

  • Tuition and fees
  • Accommodation (on-campus or off-campus housing)
  • Meal plans or food stipends
  • Books, learning materials, and laptops
  • Health insurance
  • Sometimes — even travel costs, internships, or personal expenses

Think of it as an academic all-expenses-paid vacation — but with hard work, big goals, and an international degree at the end.

 Why Full Ride Scholarships Matter for International Students

For many students across Africa, Asia, Latin America, and Eastern Europe, studying in the U.S., U.K., or Canada is a dream come true. But financial barriers can turn that dream into a distant fantasy. Full ride scholarships kick down those barriers, offering access to top-notch education, global networking, and life-changing experiences — all without the stress of debt.

And let’s be honest — in countries where average incomes are significantly lower than tuition costs, full rides can be the only ticket to studying abroad.

 Types of Full Ride Scholarships

Not all full rides are created equal. Some are awarded based on academic excellence, while others target leadership, athletic talent, or financial need. Here’s a breakdown:

1. Merit-Based Scholarships

  • For students with exceptional grades, test scores, or achievements.
  • Often tied to standardized tests like the SAT, ACT, or national exams.
  • Examples: Stamps Scholarship (University of Miami), Trustee Scholarship (Boston University).

2. Need-Based Scholarships

  • Offered to students who can’t afford tuition or living costs.
  • Requires proof of income, financial statements, or family background.
  • Examples: Yale’s Full-Need Scholarship, Stanford’s International Financial Aid.

3. Government-Funded Scholarships

  • Provided by national or foreign governments to strengthen international cooperation.
  • Often full ride, including airfare and stipends.
  • Examples: Fulbright (USA), Chevening (UK), DAAD (Germany), Eiffel (France).

4. Private & Foundation Scholarships

  • Offered by philanthropists, companies, or NGOs targeting specific groups or goals.
  • Examples: MasterCard Foundation Scholarship, Gates Scholarship, Joint Japan/World Bank Scholarship.
Insider Tip: Some schools don’t advertise “full ride” — but offer 100% funding through combined awards, need-based aid, and fellowships. Dig deep!

 Best Countries Offering Full Ride Scholarships

While the U.S. leads the pack in number of international scholarships, several other countries offer fully funded options. Here’s a shortlist for globe-trotting students:

Top Study Destinations with Full Rides:

  1. United States: Ivy League and private universities offer generous financial aid for top-performing students globally.
  2. United Kingdom: Chevening and Commonwealth scholarships cover full master’s tuition and living costs.
  3. Germany: Tuition-free education plus DAAD scholarships for international students in all disciplines.
  4. Canada: Universities like University of Toronto and UBC offer international scholar programs.
  5. Japan: MEXT scholarship covers tuition, lodging, and travel for undergrad and graduate programs.
  6. South Korea: Global Korea Scholarship (GKS) provides full funding for degrees at Korean universities.

 How to Win a Full Ride Scholarship

 

Securing a full ride is like running a marathon — it takes preparation, discipline, and grit. But with the right playbook, anyone can compete.

Top Tips for International Applicants:

  • Start Early: Applications open 8–12 months before the academic year starts. Don’t miss deadlines!
  • Polish Your Academics: High GPAs, national exam scores, and glowing teacher recommendations are key.
  • Ace Standardized Tests: SAT, ACT, TOEFL, IELTS, GRE — they all matter, especially for merit-based funding.
  • Write an Epic Essay: Tell a story that makes you stand out. Passion, resilience, leadership — let it shine.
  • Get Involved: Extracurriculars like sports, student clubs, or community service boost your profile big time.
Bonus Advice: Don’t apply for just one scholarship. Cast a wide net — apply for at least 8–10 programs to increase your odds.

 Required Documents for Full Ride Applications

Applying for a full ride means getting your paperwork straight. Here’s a checklist to keep you on track:

  • Academic transcripts (translated if necessary)
  • Proof of language proficiency (TOEFL/IELTS)
  • Standardized test scores (SAT/ACT/GRE)
  • Personal statement or motivational letter
  • Letters of recommendation
  • Passport and ID documents
  • Proof of financial need (for need-based aid)
  • Portfolio (if applying for art/design programs)

 Life After Winning a Full Ride

Receiving a full ride isn’t just about saving money — it can totally transform your future. Graduates from fully funded programs often go on to become global leaders, tech innovators, social entrepreneurs, and policy influencers.

Plus, many scholarships offer mentorship programs, leadership training, internships, and alumni networks that open doors well beyond graduation.

 Real Stories: From Scholarship to Success

Meet Aisha, a 19-year-old student from Nigeria who scored a full ride to Columbia University through the MasterCard Foundation. Or Rajiv from India, who landed the Knight-Hennessy Scholarship at Stanford. These students beat the odds — and you can too.

Common themes? Strong personal stories, consistent academic performance, and the courage to dream big.

 Full Ride vs. Full Tuition: What’s the Difference?

Don’t get it twisted — full tuition only covers classroom costs. You’ll still have to cough up money for housing, food, travel, and other essentials.

A full ride is the real deal — it covers everything. Always double-check the scholarship terms before popping the champagne.

 Final Thoughts: A Debt-Free Degree Is Possible

While full ride scholarships are highly competitive, they’re not just reserved for prodigies or privileged kids. They’re for driven, determined, and deserving students who are willing to go the extra mile.

With the right strategy — and a touch of hustle — you can trade in financial obstacles for academic opportunities. So go ahead: polish that personal essay, ace that test, hit submit — and take your shot at a debt-free education.

After all, the world needs your brilliance. Why let tuition get in the way?

In today’s data-driven healthcare landscape, not all heroes wear white coats. Some sit behind computer screens, transforming mountains of medical records into precise codes that drive billing, insurance, and patient care forward. We’re talking about medical billing and coding professionals — the unsung heroes of modern medicine.

If you’re an international student or job seeker looking for a stable, flexible, and respected healthcare career — without going to med school — a medical billing and coding certification might just be your golden ticket. And the best part? You can earn it online from anywhere in the world.

Fast Fact: The U.S. Bureau of Labor Statistics projects a 8% job growth for medical records and health information specialists from 2022 to 2032 — faster than average for all occupations.

 Why Medical Billing and Coding Is a Global Opportunity

With healthcare systems becoming increasingly digitized, there’s a rising global demand for trained professionals who can interpret medical documentation and apply standardized codes. These codes are essential for everything from insurance reimbursements to public health tracking.

In countries with growing medical tourism, outsourced insurance processing, and tech-enabled healthcare, this skill set is a game-changer. And with the rise of telehealth and remote teams, many companies now hire international coders — making it possible to work with U.S.-based hospitals from your own country.

 What Is Medical Billing and Coding?

Think of medical billers and coders as healthcare translators. They take clinical documents — like doctor’s notes, lab reports, and prescriptions — and convert them into standardized codes used for billing and data analysis.

Two Key Roles:

  • Medical Coders: Assign codes to diagnoses, procedures, and equipment using standardized systems like ICD-10, CPT, and HCPCS.
  • Medical Billers: Use those codes to prepare invoices and claims for insurance companies and patients.

While these roles often overlap, many professionals train in both areas to boost their versatility and job market value.

 What Is a Medical Billing and Coding Certification?

A certification is your professional stamp of approval — proof that you know the ropes and can apply your skills accurately. In the U.S., most healthcare employers look for candidates certified by nationally recognized bodies.

Popular U.S. Certifications Include:

  1. CPC (Certified Professional Coder): Offered by AAPC, this is one of the most in-demand certifications for outpatient coding.
  2. CCA (Certified Coding Associate): From AHIMA, perfect for entry-level coders with minimal experience.
  3. CCS (Certified Coding Specialist): Also from AHIMA, more advanced and ideal for hospital-based coding professionals.
  4. CPB (Certified Professional Biller): Focuses specifically on billing processes and insurance claims.
Tip: International students should choose certification programs that offer global testing or remote proctoring to accommodate different time zones and locations.

 Online Certification Programs: Learn from Anywhere

 

Thanks to online education, you can now earn a respected U.S. or globally recognized certification without leaving your country. These programs typically include video lectures, downloadable study guides, virtual practice labs, and exam prep materials.

Top Online Programs to Consider:

  • AAPC Online Training: Offers CPC, CPB, and specialty coding certifications with instructor support and flexible learning schedules.
  • AHIMA Online Courses: Includes training in hospital coding, data analytics, and regulatory compliance.
  • CareerStep: A reputable platform with partnerships in U.S. hospitals and healthcare providers.
  • Penn Foster: Affordable self-paced medical billing and coding certificate, ideal for working adults.
  • Coursera/Udemy (with AAPC materials): Not certification by themselves, but helpful for learning foundational skills.

 Program Length and Cost

Depending on your pace and the certification you choose, most online programs take between 4 to 12 months to complete. Some students finish faster, especially if they have prior experience or IT backgrounds.

Typical Costs:

  • Tuition/Training: Ranges from $1,200 to $4,000 USD for comprehensive programs.
  • Exam Fees: AAPC charges ~$399 USD for CPC exam; AHIMA charges ~$299 USD for CCS/CCA.
  • Study Materials: May include code books (ICD-10, CPT, HCPCS), costing ~$100–$300 total.
Scholarship Alert: AAPC and AHIMA occasionally offer scholarships and discounts. Some programs offer monthly installment plans or employer-sponsored tuition reimbursement.

 Job Outlook and Global Demand

As healthcare systems expand, so does the need for back-office professionals who understand medical records, insurance, and data integrity. The beauty of this field? It’s location-agnostic. Whether you’re in Manila, Nairobi, or Guadalajara, your certification makes you a viable candidate for global remote work.

Popular Job Titles After Certification:

  • Medical Coder
  • Medical Biller
  • Medical Records Specialist
  • Insurance Claims Analyst
  • Revenue Cycle Manager
  • Billing Coordinator

Potential Employers Include:

  • U.S.-based hospitals and clinics
  • Medical outsourcing companies
  • Insurance providers
  • Telehealth platforms
  • Billing and revenue cycle management firms

Salaries vary by country, but remote U.S.-based roles often pay between $45,000 and $70,000 per year. That’s a strong income for many international workers.

 Exam Preparation Tips for Success

The exams aren’t rocket science — but they’re no walk in the park either. Success depends on mastering code systems, understanding insurance guidelines, and practicing under timed conditions.

Study Smart:

  • Use Official Study Guides: Get the latest AAPC or AHIMA manuals.
  • Take Practice Tests: Mimic the real exam with timed mock questions.
  • Join Online Forums: Communities like JustCoding or AAPC forums are gold mines for insights.
  • Focus on Guidelines: ICD-10 and CPT guidelines are critical for passing exams.
  • Stay Consistent: Set a weekly schedule and stick to it.

 Is It Right for You?

Medical billing and coding isn’t for everyone. It requires attention to detail, patience, and a love of structured systems. But if you’re organized, tech-savvy, and looking for a healthcare job that doesn’t involve needles or night shifts, it might just be your perfect match.

Ideal Candidates Often:

  • Enjoy working with data
  • Have good English reading and comprehension skills
  • Prefer remote or flexible work
  • Are eager to work in global healthcare without relocating

 Final Thoughts: A Healthcare Career Without Borders

In a world where data powers every diagnosis and reimbursement, certified medical coders and billers are more important than ever. And thanks to online programs and global hiring trends, anyone — from Accra to Ahmedabad — can join the healthcare revolution.

If you’ve got the discipline to learn and the passion to grow, this field could be your launchpad into a future-proof, international career. No stethoscope required — just a good internet connection and a hunger to succeed.

Ready to decode your future? The healthcare industry is calling — and now, you’ve got the roadmap.

Let’s face it — earning an MBA can feel like buying a ticket to the moon. The price tag on top business schools is steep, and for international students, it can be even more daunting. But here’s the good news: MBA scholarships are more abundant than you might think, and they could be your golden key to a world-class business education without draining your bank account.

Fast Fact: According to the Graduate Management Admission Council (GMAC), over 60% of full-time MBA students receive some form of financial aid or scholarship assistance globally.

 Why Scholarships Matter for International MBA Students

From Mumbai to Mombasa, international students face a double whammy: tuition fees often higher than domestic students, and fewer opportunities for local loans or government aid. That’s where scholarships step in, making it possible for talented students from all corners of the globe to study at top-tier schools in the U.S., U.K., Canada, Australia, and beyond.

Whether you’re a tech entrepreneur from Lagos, a banker from Bogotá, or a startup dreamer from Bangkok — MBA scholarships can give you a shot at rubbing shoulders with global business leaders and opening career doors worldwide.

 What Types of MBA Scholarships Are Available?

Scholarships come in all shapes and sizes. Some are merit-based (think stellar GMAT scores or academic achievements), others focus on need-based aid, while a growing number cater to diversity, leadership, or regional representation.

Common Types of Scholarships:

  • Merit-Based: Awarded based on academic or professional excellence.
  • Need-Based: Granted to students who demonstrate financial need.
  • Diversity Scholarships: Aimed at promoting underrepresented groups, including women, minorities, and students from developing nations.
  • Regional Scholarships: Offered to students from specific countries or continents.
  • Employer-Sponsored: Your company may fund your MBA in return for continued service.
Pro Tip: Don’t limit yourself to the school’s official scholarship page — explore private foundations, NGOs, and government-funded opportunities as well.

 Top Global MBA Programs That Offer Scholarships

Many top-tier universities actively attract international talent with generous scholarships and fellowships. These programs are highly competitive, but the payoff can be massive — often covering full tuition and even living expenses.

MBA scholarships

Some Schools Offering Substantial MBA Scholarships:

  1. Harvard Business School (USA): Offers need-based aid; average award is $40,000 per year.
  2. INSEAD (France/Singapore): Offers over 90 types of scholarships, including the INSEAD Diversity and Emerging Markets scholarships.
  3. Wharton School at University of Pennsylvania (USA): Generous merit-based and leadership fellowships for global candidates.
  4. Oxford (Said Business School): Skoll Scholarship for social entrepreneurs covers full tuition and living expenses.
  5. Rotman School of Management (Canada): Offers scholarships for international women, leaders, and innovators.
  6. IE Business School (Spain): Over 50 scholarships available, with a focus on diversity and innovation.

 How to Stand Out in Scholarship Applications

Landing a scholarship isn’t just about ticking boxes — it’s about telling your story in a compelling way. Business schools want to invest in people who will change the world, not just ace the GMAT.

Tips to Boost Your Chances:

  • Start Early: Scholarship deadlines often close before the MBA application itself.
  • Tell a Unique Story: Highlight your leadership, resilience, and goals. Be authentic.
  • Ace the GMAT/GRE: A strong score boosts both admission and scholarship chances.
  • Get Stellar Recommendations: Choose referees who know you well and can speak passionately about your potential.
  • Highlight Impact: Show how you’ve made a difference — in work, community, or life.
Remember: Admissions committees are not just looking for numbers. They want passionate individuals with a vision for impact.

 Where Else Can You Find MBA Scholarships?

While universities are a primary source, several global organizations also offer financial support to international MBA hopefuls. These include:

  • Fulbright Foreign Student Program: U.S. government-funded; supports graduate students from over 160 countries.
  • Chevening Scholarships (UK): Covers full tuition, travel, and living costs for one-year master’s programs.
  • Joint Japan/World Bank Graduate Scholarship Program: For students from developing countries studying development-related programs.
  • DAAD (Germany): Offers full scholarships to international students, including those pursuing MBAs.
  • Commonwealth Scholarships: Funded by the UK government for students from low- and middle-income countries.

 Documents You’ll Need When Applying

The paperwork for MBA scholarships can be a bit of a juggling act. But with the right checklist, you won’t miss a beat.

Typical Requirements Include:

  • Completed scholarship application form
  • Academic transcripts
  • GMAT/GRE scores
  • Personal statement or essay
  • Letter(s) of recommendation
  • Proof of income or financial hardship (for need-based aid)
  • CV or résumé

 What If You Don’t Get a Full Ride?

Don’t toss in the towel if you don’t snag a full scholarship. Many students piece together their funding with a mix of smaller awards, partial scholarships, loans, and even campus assistantships.

Financial Tip: Consider online or hybrid MBA programs, which are often significantly cheaper and offer their own scholarships or tuition discounts.

 Invest in Your Future, Smartly

Getting an MBA can change your life. It can boost your earning power, grow your network, and help you make a real dent in the universe. And thanks to scholarships, you don’t need to be rolling in dough to make it happen.

Whether you’re aiming for Harvard or IE, full-time or part-time, in-person or online — there’s likely a scholarship out there with your name on it. All you need is a solid plan, a powerful story, and the courage to go for it.

After all, you miss 100% of the shots you don’t take — and your dream MBA might just be one application away.